It's my opinion that everyone needs to spend time pre-determining how you are going to distribute your hard earned assets at the time of your death.  Because of this, I offer a complimentary appointment to discuss creating a Retirement and Estate Plan strategy so please feel free to call David De La Rosa to schedule an appointment at 831-427-3040 or Email at:  David.DeLaRosa@LPL.com

What Is Estate Planning?

Estate planning is the process of arranging and distributing ownership and use of your assets at your death while paying the least taxes possible.  All of us want to provide for our loved ones and survivors' needs with the disposition of our property at death.  

The objective of a carefully implemented estate plan can help to:

 Create and conserve assets during your life

 Manage death taxes and estate settlement costs.

 Ensure that cash is available to pay unavoidable taxes and costs

 Provide an orderly distribution of assets that meets the estate owner's objectives and intentions

Strive to provide family harmony.

The Estate Planning section covers a host of topics, all accessible from the home screen and all applicable to estate planning. You can learn about:

 Wills and intestacy

 Forms of property ownership

 Digital assets

 Federal gift tax

 Federal estate tax

 Estate valuation

 Marital deduction

 Qualified terminable interest property (QTIP)

 Section 6166

 Generation-skipping transfer tax (GSTT)

 Irrevocable life insurance trusts

 Dynasty trusts

 Spousal limited access trusts

 Intentionally defective grantor trusts

 Revocable living trusts

 Bypass trusts

 QPRTs, GRATs, and GRUTs

 Family limited partnerships (FLPs)

 Section 2503(c) trusts

 UGMA and UTMA

 Qualified domestic trusts

 Special needs trusts

 Advance medical directives

 Durable power of attorney

 Medicaid

 Income in respect of a decedent

David De La Rosa and LPL Financial do not provide legal advice or services.  Please consult your legal advisor regarding your specific situation.

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual.